First National Bank & Trust | Personal Checking

Free Checking Account

• No Minimum Balance

• No Monthly Fee / No Annual Fee

• Free Internet Banking

• Free Online Bill Pay

• Free ATM Access Card or VISA® Check Card

• Dime-A-Time service (each time you use your VISA® Check Card for a purchase, you will earn a 10¢ credit to your checking account)

• Check images will not be provided with your Free Checking Account statements; however, you will be able to access your check images through the eFirst Online Banking service.

Student Checking Account

• Free pizza coupon to Pizza Hut

• No minimum balance required

• No monthly fee / No annual fee

• Free Internet Banking

• Free Online Bill Pay

• Free ATM Access Card or VISA® Check Card

• Dime-A-Time service (each time you use your VISA® Check Card for a purchase, you will earn a 10¢ credit to your checking account)

• Check images will not be provided with your Free Checking Account statements; however, you will be able to access your check images through the eFirst Online Banking service.

FIRST Priority Plus Checking Account

• No Minimum Balance Required
  
  
• Tiered Interest on Checking - Your checking account will earn a higher rate of interest as your balance grows.
  
  
• Unlimited Checking - Use all the checks you like. With First Priority Plus there are no per-check charges.
  
  
• Personalized Checks - Receive all the personalized Wallet specialty checks you need at no additional cost, or take advantage of other selected check styles at a discount. Limit two boxes per order.
  
  
• Free Suite of Electronic Banking Products - Free Internet Banking, Free Online Billpay, Free eStatements, and VISA® Check Card with our exclusive Dime-A-Time service that earns a 10¢ credit to your checking account each time you make a purchase using your card.
  
  
• Payment Card Protection - When your credit, ATM and VISA® Check Cards are registered, just call the toll-free 24-hour number to report a loss or theft, and all your card issuers wil be notified for you. You'll also receive protection against any liability on every registered card.
  
  
• Direct Deposit of Social Security and Payroll Checks - Enjoy the convenience. For immediate access to your money, you can authorize the United States Treasury and your employer to deposit your checks directly into your account.
  
  
• Notary Service - Use our notary services at no additional charge. We'll be happy to notarize your official documents. Just present your FIRST Priority Plus ID card.
  
  
• Savers Club® Book - Everyday savings right at your fingertips. Find savings on movie tickets, theme parks, grocery coupons, car rentals and much more. With the Savers Club Book you can also save up to 50% on rack rates at over 4,400 participating hotels, motels, and inns worldwide. The bargains continue when you order your new Savers Club Book every year.
  
  
• Photocopy Service - We'll copy your important documents and letters at no additional charge. Limits may apply. Just present your FIRST Priority Plus ID card.
  
  
• Free Insurance Quote - A free quote from Nelson Insurance on your choice of home owners, auto or life insurance.
  
  
• Cashier's Checks and Money Orders - These secure, convenient instruments are available to you at no issue fee. Limit three per month.
  
  
• VISA® - Carry America's most popular credit card. A separate qualified application is required. No annual fee. Choose between our Artist Series, Gold or Platinum Card.
  
  
• Half Price Hotels - You can save 50% on your room rates at thousands of hotels all across the country and in many populat foreign destinations, whether you travel on vacation or on business.
  
  
• Asset Organizer - Record all your important financial and personal information. The Asset Organizer also serves as a valuable resource for you or your loved ones in case of emergency.
  
  
• $10,000 24-Hour Accidental Death Insurance and Increased $150,000 Common Carrier Coverage - FIRST Priority Plus coverage includes $10,000 in Accidental Death Insurance 24 hours a day. Your Accidental Death coverage increases to a total of $150,000 when you travel by licensed Common Carrier.
  
  
• Discounts on Safe Deposit Box - Store your valuables in a personal-size safe deposit box at a 50% discount for the first year. Subject to availability.
  
  
• Safe Deposit Box Log - It's easy to locate important documents and other valuables when you use this handy log to record items deposited and withdrawn from your safe deposit box.
  
  
• Home Inventory Log - Use this log to record the value of your personal possessions. Then, if fire, theft or other damage occurs, you'll have an up-to-date inventory that will make insurance claim filing quick and easy.
  
  
• Family Budget Log - Use this handy log to plan and track your family's budget. Step-by-step instructions help you determine total income, track yearly expenses, and budget for the future with twelve-month charts.
  
  
• Auto Emergency Information Log - Use this log to record all medical and insurance information and store it in your glove compartment. In case of an auto accident, emergency medical personnel can find imortant data quickly.
  
  
• CD Bonus - Earn a bonus on every new certificate of deposit. Ask us for details. (Not applicable for renewals.)

All for Only a $5 Monthly Membership Fee!

How to Join:
Just ask us. You can enroll as a member in minutes. Then you can start enjoying all these money-saving benefits today! And, as a member, you'll automatically receive new benefits as they are added to your program.

Complimentary Membership to "Our Gang" featuring special events and seminars for our customers over the age of 50.

Special Program Notes:
The accidental Death Insurance is offered by Affinion Benefits Group and is underwritten by Hartford Life Insurance Company. Coverage is divided equally among owners of joint accounts. Principal Sum does not reduce at any age. As a member, you'll automatically receive new benefits as they are added to your program.